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Your landlord got foreclosed? What about your lease?

Posted by Janice Ziesig on July 10, 2015 in  Foreclosure  Rent
With the large number of investment homes being foreclosed upon, it shouldn’t come as a surprise that many tenants are being asked to leave. What might surprise you is that they don’t have to go. A lease supersedes a sale. Meaning that it transfers with the property to the new owner. Based on the Protecting Tenants at Foreclosure Act, which Congress passed last May, as long the tenant has a valid lease and proof of regular payments, they cannot be forced to leave. Even tenants on a month-to-month lease... read more
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You Need an Agent Who Will Put You First

Posted by Janice Ziesig on March 01, 2017 in  BUY  Buying  For Buyers
When it comes to buying a home, whether you are a rookie homebuyer or have gone through the process many times, having a local real estate expert who is well versed in the neighborhood you are looking to move into, as well as the trends of that area, should be your goal. One great example of an agent who is in your corner and is always looking out for your best interests is one of the main characters on ABC’s Modern Family, Phil Dunphy. For those who aren’t familiar, the character... read more
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You Need a Professional on Your Team When Buying a Home

Posted by Janice Ziesig on March 06, 2017 in  BUY  Buying  For Buyers
Many people wonder whether they should hire a real estate professional to assist them in buying their dream home or if they should first try to do it on their own. In today’s market: you need an experienced professional! You Need an Expert Guide if You Are Traveling a Dangerous Path The field of real estate is loaded with land mines; you need a true expert to guide you through the dangerous pitfalls that currently exist. Finding a home that is priced appropriately and is ready for you to mov... read more
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You Can Never Have TMI about PMI

Posted by Janice Ziesig on February 07, 2017 in No Category
When it comes to buying a home, whether it is your first time or your fifth, it is always important to know all the facts. With the large number of mortgage programs available that allow buyers to purchase a home with a down payment below 20%, you can never have Too Much Information (TMI) about Private Mortgage Insurance (PMI). What is Private Mortgage Insurance (PMI)? Freddie Mac defines PMI as: “An insurance policy that protects the lender if you are unable to p... read more
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The National Association of Realtors’ most recent Existing Home Sales Report revealed that, compared to last year, home sales are up dramatically in five of the six price ranges they measure. Homes priced between $100-250K showed a 20.7% increase year-over-year. This is an impressive increase, showing that November was an excellent month for home sales in this price range. But surprisingly, the 20.7% increase in sales in this range was not the highest percent change ... read more
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