Z House Realty Group
407-208-1221

Do You Have PMI? Be Prepared To Pay to Short Sale Your Home

2010-03-20T12:28:00Z

If when you purchased you home, you put down less than 20% - you most likely have PMI (mortgage insurance). With the huge number of mortgages in default, PMI companies have been hit hard. PMI companies are party to the short sale transaction and must sign off of the transaction or it won’t happen. In an effort to recover some of their losses, they are frequently requiring some type of payment plan for short sales. These promissory notes can vary in price but are generally a low monthly payment....(read more)

The Seller’s Agenda; The Realtors® Presentation

2010-03-16T15:06:00Z

Are you a seller? A Realtor®? When it comes to the initial meeting between both parties, it is important to understand each others agenda. The Seller’s Agenda Discover what their home is worth Determine what the agent plans to do for them Establish costs of agent’s services Determine how much the seller will NET from the sale The Realtors® Presentation Visual inspection of the property Discuss the seller’s goals, needs and expectations Establish agents qualifications and...(read more)

Foreclosure FYI

2010-03-12T17:26:00Z

There is really no “right way” to walk away from a home. You need to know the consequences, both for liability to the loan as well as federal taxes. Making the decision to just walk away doesn’t just affect you and your credit today. In Florida, lenders have up to 20 years to collect a deficiency judgment. Add to that the potential tax ramifications and it can really COST you to foreclose. While The Mortgage Debt Relief Act of 2007 (extended) temporarily provides some tax shelter...(read more)

Did You Know Your HOA Can Foreclose On Your Home?

2010-03-10T12:12:00Z

Have you noticed your association mowing your neighbors yard? Wonder why? Did you ever think that you could loose your home for $2400 or less? You can. If you fail to pay your HOA fees, the association has the right to put a lien on your home. If you cannot work out an agreement and continue to default on your HOA fees, the association has the right to foreclose on your property. They will take possession for the time it takes the mortgage company to complete a short sale or foreclosure on the property....(read more)

Alert, Alert, Alert: Deficiency Judgements Can Be Collected YEARS After You Short Sale or Foreclose

2010-03-09T16:20:00Z

One of the common mis-conceptions that owners facing foreclosure and deciding on “if” they want to “bother” with a short sale concerns their owner personal liability after the fact. Most people wrongly believe that if the “just let the house go” to foreclosure, they are done. However, it is not the case. The deficiency judgment can allow the lender to pursue recovery of funds years later. Imagine working hard to repair your credit, getting a great new job and starting...(read more)

2010 Brings Rise In Sales for Existing Homes & Condos

2010-03-08T19:50:00Z

The sales of Florida’s existing homes rose 24 percent in January 2010 from the previous year. The sale of existing condos have increased a whopping 81 percent compared to January 2009. And, according to the latest housing data released by Florida Realtors®, for the past 17 months the sales activity has increased in the year-to-year comparison. With the very favorable still-low mortgage rates, excellent inventory options and attractive prices, it is not surprising that the Florida real estate...(read more)

Orlando Foreclosure Tours

2010-03-07T13:38:00Z

From the creator’s of the Orlando Foreclosure Bus Tour - The #1 Rolling Real Estate Classroom comes Daily Mini-Foreclosure Tours. These FREE Foreclosure Tours are done daily from 10am to noon, Monday through Saturday. Attendees will start with a review of the materials covered on the 6 hour “Rolling Real Estate Classroom” and then view between 8 to 10 Bank-Owned Homes. In addition, attendees will receive an adaptation of the binders from the Original Orlando Foreclosure Bus tours....(read more)

Thinking About Selling? Here are 9 Tips from your frugal friends...

2010-03-06T14:39:00Z

You wouldn’t think that at first that a shipping website, www.freeshipping.com , would or could help you sell your home. However, they have a blog all about being Frugal and in today's market, that is news you can use! One article that really caught my eye is entitled “9 Tips to Sell Your Home in 2010.” Now, I only found 8 tips - but they are good ones: Don’t wait for recovery Make Improvements Hire Professionals Get Downpayment Assistance Take Uncle Sam’s help Price...(read more)

IPhone App: Take MLS On-The-Go With YOU!

2010-03-05T13:37:00Z

Home Seekers: Looking for active MLS listings in your area right now? Download myAgent IDX application and find your dream home now using the dynamic map search tools. Just download via ITunes and then enter our office “IDX Agent Code,” this will get you immediate access to all the active listings on the Mid Florida Regional MLS (Central Florida MLS). IDX Agent Code: 4654...(read more)

First Time Home Buyers vs. Cash Investors

2010-03-05T13:00:00Z

It is evident to all that the record low prices and government tax incentives are driving buyers in the Florida residential real estate highway down the fast lane. The question is, what are you driving? Cash Investors in GREEN bring quick close deals and fewer appraisal issues. First Time Home Buyers in RED can be halted by financing delays, appraisal re-negotiations and FHA inspections or repairs. Both first-time buyers as well as investors are taking advantage of the deeply discounted short sales...(read more)

Search Foreclosure Option Now Available

2009-03-10T20:27:00Z

Savvy buyers today are looking for the best resources to get the best deals. At Z House Realty Group, we believe in being the SOURCE for the latest real estate technology. Along those lines, we are excited to announce our newest feature: FULL FORECLOSURE SEARCH for the Entire Mid-Florida Regional MLS! That's right, you can search Foreclosure Homes in Orlando, Oviedo, Winter Springs, Winter Park and beyond. You can Search ALL Available Foreclosures by Map, Subdivision, City/Zip and more. In addition,...(read more)

Open House in Jesup's Reserve on Saturday

2008-12-03T16:23:00Z

Jesup's Reserve, Winter Springs - We invite everyone to visit our open house at 108 McLeods Way on December 13 from 1:00 AM to 3:00 AM.

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Open House in Avalon Park South on Saturday

2008-11-21T19:39:00Z

Avalon Park South, Orlando - We invite everyone to visit our open house at 4133 Alcott Cir on November 22 from 2:00 PM to 5:00 PM.

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Price Reduced on 4133 Alcott Cir in Avalon Park South

2008-11-21T19:16:00Z

Avalon Park South, Orlando - Announcing a price reduction on 4133 Alcott Cir, a 3,080 sq. ft., 3 bath, 4 bdrm single story. Now MLS® $295,000 - Short Sale - MUST SELL!!!.

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Your Inspection: When to Withdraw and When Not To

2008-10-29T03:05:00Z

When purchasing any property, it is a good idea to get a home inspection. Once you have the inspection report, what next? Review the findings, determine if they are cosmetic, structural or will require extensive repairs. If you have a repair limit on your contract, then you will need to prioritize your repairs and document those that you would like completed. An addendum or the inspection report will need to be provided to the seller. However, if your repairs exceed the repair limit or you have an...(read more)

Z House Realty Group407-208-1221

Do You Have PMI? Be Prepared To Pay to Short Sale Your Home

The Seller’s Agenda; The Realtors® Presentation

Foreclosure FYI

Did You Know Your HOA Can Foreclose On Your Home?

Alert, Alert, Alert: Deficiency Judgements Can Be Collected YEARS After You Short Sale or Foreclose

2010 Brings Rise In Sales for Existing Homes & Condos

Orlando Foreclosure Tours

Thinking About Selling? Here are 9 Tips from your frugal friends...

IPhone App: Take MLS On-The-Go With YOU!

First Time Home Buyers vs. Cash Investors

Search Foreclosure Option Now Available

Open House in Jesup's Reserve on Saturday

Open House in Avalon Park South on Saturday

Price Reduced on 4133 Alcott Cir in Avalon Park South

Your Inspection: When to Withdraw and When Not To

Z House Realty Group
407-208-1221